Happy new year
Happy New Year to all our clients and thanks for all your kind Xmas wishes. We look forward to helping hundreds more people in 2012.
|
Happy New Year to all our clients and thanks for all your kind Xmas wishes. We look forward to helping hundreds more people in 2012.
Statistics show that there are around 4,000 deaths due to accidents at home every year. This is a very frightening statistic when you consider that this means that you are more likely to have an accident at home than anywhere else. However, the home itself is not a very dangerous place it is more that the odds are higher because people tend to spend more time at home than anywhere else. As the home is something personal to you and your family you have complete control over how your house is run and there are a few precautionary measures that you can take to help eliminate common accidents in the home.
Many of us put our faith in financial advisors as a lot of the jargon just goes straight over our heads. However, recent reports have shown that many financial advisors take advantage of this fact and in this current financial climate we are relying more and more on finance experts to advise us on what is best regarding our money. In fact a recent investigation found that only four out of fifty mortgage advisors were actually offering adequate advice to consumers. This is a frightening statistic especially when you consider that mortgages are often huge regular payments and very important. After all, a mortgage is paying for the roof over your head and without it you are helpless and vulnerable. Read more about mis-sold mortgages.
In today’s financial climate more and more people are turning to loans to help us cover bills, essential items or repairs and trips away. Loans seem like an easy way of getting some fast money without having to worry about when the next pay day is. A loan may seem an easy way out but in fact some of these loans are actually unlawful and in some cases consumers may actually be owed money. Some loan companies have been seen to take advantage of the influx of people taking out loans and have mis-sold loans to consumers; because of this many people are now eligible to claim compensation.
In the current financial climate, many of us are turning to hire purchase or HP as a way of buying expensive things like furniture or cars and spreading the cost over a period of time. Lots of us don’t have enough disposable income to be able to pay a lump sum of money for the things that we don’t need and this is where hire purchase comes in handy. You can take your time with the payment, choosing to pay back a little each week or month; you may even not need to start making payment installments for a year or so. Read more about reclaiming hire purchase charges.
Payment protection insurance or PPI is an insurance product that was specifically designed to cover a dept that is currently outstanding. This debt can be in the form of a loan or an overdraft and is sold as an add-on to the loan or overdraft product. Typically it covers a person against an accident, sickness, unemployment or death. These circumstances could potentially prevent a person from earning a salary or wage by which they can pay off their debt. On the surface PPI seems like a god product to have put it is the way it is sometimes sold by banks and other financial institutions that ahs given it a bad name. There have been many cases of PPI being mis-sold to the public and it is estimated that there are around 20 million policies in existence in the UK, this is a massive number.
Workers’ compensation is a form of insurance that provides compensatory medical care for employees who are become injured in the workplace. However, this is in exchange for mandatory relinquishment of the employee’s right to sue their employer for negligence, regardless of who was at fault. This is also known as “the compensation bargain.” The compensation acquired will cover any loss of wages, any economic loss, reimbursement of medical expenses and any physical or emotional behaviour. Read more about workers compensation claims.
If you have been injured in an accident that is not your fault then the aftermath can be a very frustrating and confusing time. You may be suffering from painful injuries, psychological distress and even financial loss if you have had to pay out for expensive medical fees. You can be left feeling helpless, vulnerable and scared that the accident could happen again. Read more about getting professional legal advice
Having a motorcycle accident is a very scary experience and the injuries are often very severe. The number of motorcycle accidents has been rising for the last few years. A report by the National Highway Traffic Administration states that between 1975 and 1999, motorcycle accidents claimed the lives of 38,000 motorcyclists. That is a scary statistic. The Fatality Analysis Reporting System has analyzed possible reasons for the increasing accidents.
Found some more interesting ones:-
A businessman from Mansfield got more than he bargained for at a day at the cricket, when part of the stand he was siting in collapsed, causing him to injure his ankle. The stand was temporary and had not been properly secured. The cricket club and the independent contractor responsible split payment of the damages awarded between them.
A piano shifter from Manchester broke his leg and suffered complications when a large piano he was moving fell onto him. The premises in which he was working had carpeted over an area of the floor where a hatch was located. The defendant admitted fault and paid damages of £30,000.
A Birmingham man was awarded £8,500 for a fractured leg resulting from an engine falling from a work bench.
If you have been unfortunate to have an accident like any of the above, then get in touch as we can help you get the compensation that you deserve.