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Car accident claims and the ‘compensation culture

When you think about it, the roads really are a dangerous place. It might feel like you're safe as houses whizzing along in that little metal box that is your car, the trees flashing by and the flies splatting against the windscreen.

But the sad truth is that you're nothing but a tiny ant crawling precariously along under Fate's giant hairy toe. One wrong move and that's it. You only need to pick up any newspaper or watch the local news to find that out.

And that's why there's a need for car accident claims.

Recently there's been lots of talk of a so-called 'compensation culture', with people from here, there and everywhere moaning that the UK is following in the footsteps of the United States and shortly everybody is going to be suing everybody else.

Fair enough there might be one or two compensation claims that hit the news for their weird bizarreness and seeming immorality, yet 99.9% of the claims that are made in this country are completely justified.

Despite media reports that the personal injury compensation industry consists purely of fat kids suing fast food takeaways for not telling them burgers were unhealthy, and coffee drinkers who demand money after not being warned that a boiling hot drink might actually burn them, the reality is very different.

These tabloid-inspired assumptions couldn't be further from the truth, especially in the area of car accident claims for compensation. Every day thousands of people suffer personal injuries on Britain's roads, many of them caused by irresponsible and reckless driving.

There are those that insist on sending text messages whilst cruising along at 80mph, there are people who think it's okay to neck a few shandies before getting behind the wheel, there are drivers that think they're Nigel Mansell reincarnate and there are even motorists who see the roads as a war zone and all other drivers as enemies that must be beaten.

It is drivers exactly like this that cause the majority of car accidents in the UK so is it not only right to make a compensation claim if you've been injured and unable to earn a living?

Spare a thought for the young father who's unable to earn a living to support his wife and newborn baby after a lagered-up driver smashed into his vehicle, causing massive personal injuries and confining him to a hospital bed for months. Is this seriously injured young man just encouraging a compensation culture by making a car accident claim and ensuring that his family are kept fed and watered?

What about the teenager in his GCSE year who was hit by a car whilst innocently making his way across a pedestrian crossing on his way to school? Is he just lining the pockets of fat cat personal injury solicitors by making a compensation claim that will enable him to get extra tuition to catch up on the vital schoolwork that he missed whilst on a life-support machine with serious brain injuries?

And is the lady who was waiting patiently at traffic lights when her car was crushed by a lorry with faulty brakes really just playing the system for all she can by making a car accident claim for the compensation that will help her to buy a house suitable for somebody who can no longer use their legs?

When you take accident claims like this into account – and these examples are by no means rare – it puts a bit of a different tint on the so-called compensation culture.

So next time your narrow-minded old uncle or annoyingly opinionated work colleague reads the paper and starts banging on about the compensation culture and the downfall of society, just remind them of the truth about car accident claims and cross your fingers that they never need to be ringing a no win, no fee firm to make a compensation claim.

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